David Milo, president of Independent Lending, has dedicated over two decades to the mortgage and private money lending industry, bringing tailored lending solutions to California’s unique real estate market. With a specialization in hard money and private money lending, Independent Lending serves as a valuable resource for property owners, real estate investors, and high-net-worth individuals seeking flexible financing options in a competitive landscape. Milo’s focus on asset-based lending, particularly cash-out mortgage solutions, has helped him stand out as a leading mortgage professional in the state.
Milo’s extensive industry experience includes assisting several clients since 2001, guiding home purchases and refinancing. However, his primary focus is now on asset-based lending solutions that emphasize equity in properties over traditional income qualifications, making him a sought-after expert for self-employed professionals and investors who may not meet the stringent requirements of conventional lending. Independent Lending’s unique approach allows Milo to assess client qualifications without impacting their credit scores and to cover upfront appraisal costs when necessary, underscoring his commitment to a client-centered experience.
A hallmark of Milo’s reputation in the industry is his impressive track record, which includes an A+ broker license record since 2004 and an A+ rating from the Better Business Bureau (BBB). His expertise spans mortgage lending, asset management, and underwriting, providing clients with a well-rounded perspective and personalized strategies tailored to their financial goals. Milo’s approach combines conservative underwriting practices with an emphasis on returns for trust deed investors, creating a well-balanced service model that aligns with both the needs of borrowers and investors.
Independent Lending’s portfolio of private money lending programs is designed to meet the needs of a diverse clientele, offering solutions that include hard money loans, investor cash flow loans, bank statement loans, asset qualifiers, and loans for foreign nationals. Milo’s ability to deliver cash-out mortgage solutions positions Independent Lending as an ideal partner for California-based property owners seeking liquidity options for reinvestment or personal financing without the lengthy approval processes of conventional lending. By focusing on asset value over income, these lending programs serve clients who may not qualify through traditional means, providing them with a pathway to unlock equity in their properties.
Beyond his technical expertise, Milo’s commitment to exceptional service is reflected in Independent Lending’s client-centered approach. With over 100 five-star Zillow lender testimonials, Milo’s clients consistently highlight his integrity, transparency, and dedication to finding the right financial solutions. Whether helping clients navigate the complexities of asset-based lending or creating custom lending strategies, Milo’s commitment to each client sets Independent Lending apart in the competitive California market.
Independent Lending’s approach is especially advantageous for real estate investors seeking flexible financing options to support their investment portfolios. Milo’s knowledge of the intricacies of trust deed investing ensures investors receive conservative underwriting while aiming to maximize their returns. This balanced approach allows investors to diversify their portfolios with well-managed risks.
David Milo’s deep understanding of California’s real estate market and specialized focus on hard money and private lending programs make Independent Lending a valuable resource for borrowers and investors. As the demand for alternative financing solutions grows, Independent Lending stands ready to meet Californians’ needs with integrity, professionalism, and a commitment to long-term client success.
To learn more about Independent Lending’s private money lending solutions, visit Independent Lending or explore their Cash Out Program tailored for California property owners. Connect with David Milo on LinkedIn or follow Independent Lending on Facebook for updates and industry insights.
Published By: Aize Perez
