Why Do California Homeowners Need Wildfire Insurance? California’s natural beauty comes with challenges, including the persistent risk of wildfires. For homeowners in areas susceptible to wildfires, insurance serves as a crucial safeguard against significant losses. Homes in high-risk zones face unique vulnerabilities, making protection vital. Wildfires can cause extensive damage, impacting not just properties but also financial stability. Securing adequate insurance coverage ensures that homeowners are better prepared for potential recovery costs. Without this safety